Terms of Use

CDB bank (Continental Digital Banking & Global Payments)

These terms govern use of the client area, the card linked to the personal account, transfers and account statements at www.cdbgp.com.

1. Who can open an account

1.1. Age

The account is for a person who is 18 or older and can enter an agreement.

1.2. Where the service is offered

The service has been online at www.cdbgp.com since 2014. A plastic card can be posted only to an address in the European Union.

1.3. Personal use

The account is for personal use. It is not a business account for taking regular commercial payments.

2. Signing in

2.1. Password and email code

Access uses a password. Where the service asks for a code, that code is sent to the email address on the account.

2.2. What the bank does not ask for

CDB bank does not ask you to send:

• your full password;
• the PIN of the card;
• the three-digit security code on the back of the card.

2.3. If access is lost

If the phone is lost, a payment looks wrong, or someone else may have the password, block the card in the client area and write to support@cdbgp.com.

3. The account and the card

3.1. Transfers

The account is used for transfers shown in the client area, including payments inside CDB bank and the transfer types offered there. Do not use the account for illegal payments.

3.2. Cards

• Classic is the card linked to the account for payments.
• Plus adds a higher ATM limit and a plastic card posted to an address in the European Union.
• Postal delivery of the plastic card costs 13.00 EUR, taken from the balance when the order is confirmed, and only inside the European Union.
• The account currency is the euro. A payment in another currency is converted by the payment network on the day it is taken.

4. Account statements

An account statement is a PDF of the movements on the account for the period you choose. It is sent to your email from the client area. Changing the PDF, the balance, the dates, the name or the payments is a breach of these terms, and the bank may close the account.

You may present your own balance and statements if an authority asks for them. CDB bank does not set the amount an authority requires and does not decide whether that authority accepts the documents.

5. Savings rates

Published yearly rates on a personal account are 1.75% on a notice balance, 2.40% for six months and 3.10% for twelve months. A rate applies only to the balance and term shown for that product.

6. Limits

The client area is meant to be available continuously. CDB bank is not responsible for a failure of your own internet connection.

CDB bank is not responsible for a decision by a consulate, embassy or other authority, including a decision about a stay in the European Union.

Questions: support@cdbgp.com. See also the Privacy Policy.